Why Choose Us
OYA is a leading lending platform for micro and small businesses in Nigeria.
OYA's mission is simple: To help support and grow small businesses in Nigeria by providing quick, and convenient access to credit.
No Collateral Required
Our relationship officers stay engaged with customers to ensure loan repayment.
Working capital solutions
We are your one stop shop for working capital needs. Whether you need to restock on inventory or settle payables, we provide fast, convenient financing. Our capital solutions empower you to maintain liquidity and have the peace of mind you need to run your operations smoothly.
Small asset financing loans
Scale your business with our asset financing, designed to bring the hopes and aspirations of your business into reality. Get equipment to produce your finished product, or that car you need to enter the ridesharing business. Strategize the growth of your business, and let us handle the financing.
Our Objectives
To become a leading credit service provider in Nigeria.
To provide a recognized excellence service to our cherished clients.
To be recognized in our sector for delivering excellent micro credit service and key rewards to shareholders.
To become an industry leader in corporate governance and corporate social responsibility.
Loyalty
We work collaboratively with employees and customers to successfully overcome challenges and dispute.
Hardwork
We thrive on the concentrated efforts of smart, dedicated customers and co-workers who go the extra mile.
Integrity
We recognize integrity and trust as invaluable to our existence. We commit to act at all times.
Discipline
Discipline has always been at the heart of our very existence. We seek to follow through with our visions.